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PNC Bank, N.A. encourages prospective customers to exhaust their scholarship, grant and federal student loan options before applying for a private student loan.
All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or cosigner (where applicable) credit and other underwriting criteria.

The PNC Solution LoanTM
Before you apply for loans, you should have:
  • Completed and sent in your Free Application for Federal Student Aid (FAFSA) as soon as possible after January 1st
  • Received an award letter from the school you plan to attend
  • Researched grants, scholarships, federal loans and work-study programs
  • Reviewed the PNC Solution Loan features and requirements on
  • Read the application and solicitation disclosure for the loan you are applying for
Ready to apply? Consider applying with a cosigner.
Select one of the loan products below and whether you would like to apply individually or with a creditworthy cosigner. If you want the lender to evaluate your application based on your own information and credit only, click APPLY INDIVIDUALLY. If you intend to apply for joint credit with a creditworthy cosigner, click APPLY WITH A COSIGNER.

Note: Applying with a creditworthy cosigner may increase your chances of approval.

Also, if you elect to apply jointly, either applicant can elect the interest rate type (variable or fixed) and repayment option (fully deferred, interest only, full payments while in school).

Customer Service
If you have any questions, our loan specialists are available to assist you. Please call us at 1-800-762-1001 or send us an email at

The PNC Solution Loan for Undergraduate Students
Choose this loan after you've explored all your financial aid and federal loan options and find that you still need additional financing to pay for your undergraduate education.
The PNC Solution Loan for Graduate Students
Graduate school offers many opportunities for growth, along with many unexpected expenses. This loan can help you meet the financial demands of funding higher education.
The PNC Solution Loan for Health & Medical Professions
Whether you are an undergraduate student in a health-related discipline, a graduate or professional student in a degree or certificate program, this loan can help you meet the costs of your education.
The PNC Solution Loan for Health Professions Residency
A convenient way to pay for expenses related to relocation for your medical residency program and other associated costs such as interview and living expenses.
The PNC Solution Loan for Bar Study
We can help fund the costs of studying for and taking the bar exam and keep you on track to your career in the legal profession.