All applications are subject to credit approval. Interest rates vary and are based upon Borrower and/or Co-Signer (where applicable) credit and other underwriting criteria.
Notice About Refinancing Federal Student Loans: If you have a federal student loan owned by the Department of Education, such as a Direct Loan or a FFELP loan, the federal government temporarily suspended your payments and waived your interest since March 13, 2020 because of the coronavirus epidemic. The Federal government announced that interest rates on these loans resume September 1, 2023, and payments resume in October 2023. For more information, go to https://studentaid.gov/announcements-events/coronavirus.
Congress and/or the Department of Education may extend these benefits or offer other benefits in the future. You will lose your current federal benefits and your right to any future benefits if you refinance your federal student loans with a private student loan. If you have a federal student loan, but do not know if you qualify for these benefits, you can check with your loan servicer to see what kind of loan you have.