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eligibility

Please answer the following questions to determine your eligibility for a Harvard University Employees Credit Union Education Loan.

Please be advised that the annual loan limit for the Harvard Kennedy School of Government is $20,000 without a creditworthy cosigner for the 2021-2022 academic year. Currently enrolled students may borrow a maximum of $27,000 for the remainder of the 2020-2021 academic year. The maximum loan amount when applying with a qualified cosigner is the cost of attendance less other aid received, not to exceed $50,000.

Please note: In accordance with regulatory guidelines, students from Office of Foreign Assets Control (OFAC) - sanctioned countries are not eligible for private education loans. Sanctioned countries include Belarus, Cuba, DR Congo, Iraq, Libya, Somalia, Sudan (Darfur), Zimbabwe, Syria, Iran and North Korea.

Your Information

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In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


The amount you are eligible to borrow as a Harvard student is based on a variety of factors, including:
- Your cost of attendance
- The program loan limit for your school
- The financial aid office's certification of your loan

To learn more about the benefits and services available to you as a member of the Credit Union, visit huecu.org.

IMPORTANT NOTE: This application is for a Harvard Graduate Loan.

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