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Heritage Valley Federal Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan.
All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or co-borrower (where applicable) credit and other underwriting criteria.
NOTE: If you are unsure of the school you will be attending and/or your funding needs for the upcoming academic term, you may select "Undecided" on the school list and input $1 for the Loan Requested Amount.
Once your plans are finalized, simply log in to this online account and submit a new "draw request". At that time, you can select your school, if needed, (must be from our approved list) and request the exact funding amount that you will need.