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Your Progress


Thank you for your interest in a Brazos Parent Loan! Before you proceed, please keep in mind that, at a minimum, to qualify for a loan, you must meet the following:

  • A FICO score of at least 680, or apply with a co-signer with a FICO score of at least 680
  • A minimum income of at least $35,000, or apply with a co-signer with a minimum income of at least $35,000
  • Both you and your co-signer (if applicable) must be a Texas Resident
  • While other requirements do apply, we hope these minimum requirements will help you make an initial, informed decision on whether or not to proceed.

    We look forward to working with you. Please answer to following question to further determine your eligibility for a Brazos Parent Loan.

    Your Information


    In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.

    Brazos Education Lending Corporation encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan.

    All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or co-signer (where applicable) credit, whether you select fixed or variable rate, and the loan term selected.

    IMPORTANT NOTE: This application is for a Brazos Education Lending Corporation Private Education Loan. This is NOT a federal student loan application. Please exhaust all lower-cost sources of financial aid before applying for a private parent loan.

    Rates are not the only factor to consider when shopping for a Private Parent Loan. Federal Loans may offer repayment plans, deferment, forbearance, and other features that may be important to you in the future. Think carefully about your financial situation and understand all of the details about the loans you are comparing when deciding if a Private Parent Loan is right for you.

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