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Thank you for your interest in a Brazos Refinance Loan. In minutes, we will tell you whether your credit pre-qualifies you for a loan, and what interest rates you can expect before you apply. This process will not impact your credit score!

To be eligible, the borrower or a cosigner must have a minimum income of $60,000. If you apply with a cosigner, you still need a minimum income of $30,000. While you may get a result using this tool, you will not be able to proceed if the minimum income is not met.

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By clicking Find my Rate below, you consent to allow Brazos (itself or through a third party) to perform a soft credit pull and obtain your credit report. This inquiry will not impact your credit score. As used herein, you means both the Borrower and the Cosigner, if applicable.

Before continuing, please ensure all information provided is correct. Providing incorrect information may result in inaccurate results.

You also agree that, by providing your email address, and clicking continue, you give Brazos permission to provide you information, either itself or through a third party, about Brazos' products and services. Please click here here to review the Brazos Privacy Policy
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In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


By providing your information, you are not applying for a loan, but are requesting that we conduct a soft credit pull to find the interest rate you may qualify for.


All loan applications are subject to credit approval. Interest rates vary and are based upon the borrower's and cosigner's (where applicable) credit and whether you select fixed or variable interest rate and the loan term option selected.

IMPORTANT NOTE: This application is for a Brazos Refinance Loan. This is NOT a federal student loan application. Refinancing federal loans in to a private refinance loan may result in the loss of federal loan benefits.

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