Qualify

Thank you for your interest in a Brazos Student Refinance Loan! Before you proceed, please keep in mind that, at a minimum, to qualify for a loan, you must meet the following:

A FICO score of at least 720, or 690 if applying with a cosigner with a FICO score of at least 720

A minimum income of at least $60,000, or $30,000 if applying with a cosigner with a minimum income of at least $60,000

Must be a Texas Resident

Must have graduated with at least an Undergraduate Degree from an Eligible School

While other requirements do apply, we hope these minimum requirements will help you make an initial, informed decision on whether or not to proceed.

We look forward to working with you. Please answer to following question to further determine your eligibility for a Brazos Student Refinance Loan.

Your Information

School State

School Name

Don't see your school?

School Branch Name

US Citizenship Status

Are you at least the age of majority for your state of residence?

Are you applying with a Cosigner?

Do you have an income of at least $60,000 or $30,000 if your cosigner has an income of $60,000?

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In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.

All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or cosigner (where applicable) credit, whether you select fixed or variable rate and the loan term selected.