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Your Progress


Thank you for your interest in a Brazos Student Refinance Loan! Before you proceed, please keep in mind that, at a minimum, to qualify for a loan, you must meet the following:

  • A FICO score of at least 720, or 690 if applying with a cosigner with a FICO score of at least 720
  • A minimum income of at least $60,000, or $30,000 if applying with a cosigner with a minimum income of at least $60,000
  • Must be a Texas Resident
  • Must have graduated with at least an Undergraduate Degree from an Eligible School
  • While other requirements do apply, we hope these minimum requirements will help you make an initial, informed decision on whether or not to proceed.

    We look forward to working with you. Please answer to following question to further determine your eligibility for a Brazos Student Refinance Loan.

    Your Information


    In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.

    All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or cosigner (where applicable) credit, whether you select fixed or variable rate and the loan term selected.

    IMPORTANT NOTE: This application is for a Brazos Refinance Loan. This is NOT a federal student loan application. Refinancing federal loans in to a private refinance loan may result in the loss of federal loan benefits.

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