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Thank you for your interest in a Brazos Student Loan. In minutes, we will tell you whether your credit pre-qualifies you for a loan, and what interest rates you can expect before you apply. This process will not impact your credit score!

Most borrowers who qualify have a cosigner. Consider applying with a qualified cosigner to increase your chance of qualifying and potentially improve your interest rate. Include your cosigner's information below to determine if you pre-qualify with your cosigner.

To be eligible, the borrower or a cosigner must have a minimum income of $35,000. While you may get a result using this tool, you will not be able to proceed if the minimum income is not met.

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By clicking Find my Rate below, you consent to allow Brazos (itself or through a third party) to perform a soft credit pull and obtain your credit report. This inquiry will not impact your credit score. As used herein, you means both the Borrower and the Cosigner, if applicable.

Before continuing, please ensure all information provided is correct. Providing incorrect information may result in inaccurate results.

You also agree that, by providing your email address, and clicking continue, you give Brazos permission to provide you information, either itself or through a third party, about Brazos' products and services. Please click here here to review the Brazos Privacy Policy
SECURED

In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


By providing your information, you are not applying for a loan, but are requesting that we conduct a soft credit pull to find the interest rate you may qualify for.


Brazos encourages customers to make financially informed decisions and understand their scholarship, grant, and federal student aid award options before applying for a private student loan.


All loan applications are subject to credit approval. Interest rates vary and are based upon the borrower's and cosigner's (where applicable) credit and whether you select fixed or variable interest rate, the loan term, and the repayment option selected.

IMPORTANT NOTE: This application is for a Brazos Education Lending Corporation Private Education Loan. This is NOT a federal student loan application. Please exhaust all lower-cost sources of financial aid before applying for a private student loan.

You should always exhaust your federal aid options before applying for a private loan, because these loans are sometimes more difficult to obtain and can often end up being significantly more costly to you in the end. Private loans are designed to supplement federal loan programs. Private loans are also known as 'alternative loans' and the terms often vary considerably based on the lender and borrower credit histories.

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