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Effective March 7, 2023, CHESLA will not be accepting Refi CT loan applications. It is anticipated that CHESLA will resume accepting new applications on or about May 15, 2023. This announcement does not apply to CHESLA's In-School Loan Program or the Alliance Teacher Refi Loan Program.

Please answer the following questions to determine your eligibility for a Connecticut Higher Education Supplemental Loan Authority Refinance Loan.

Your Information

In what state was your school located? (most recent degree obtained)

In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.

All applications are subject to credit approval. Interest rates vary and are based upon Borrower and/or Co-Signer (where applicable) credit and other underwriting criteria.

Notice About Refinancing Federal Student Loans: If you have a federal student loan owned by the Department of Education, such as a Direct Loan or a FFELP loan, the federal government has temporarily suspended your payments and waived your interest since March 13, 2020 because of the coronavirus epidemic.

The federal payment pause and waiver of interest will expire 60 days after the U.S. Department of Education is permitted to implement the student debt relief program or the litigation regarding the program is resolved. If the student debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023, payments and interest will resume 60 days after that.

At this time, these benefits are not available with other federal student loans, such as Perkins loans and FFELP loans not owned by the Department of Education. However, you can obtain these benefits by consolidating other federal student loans into a Direct Consolidation Loan. In addition, Congress and/or the Department of Education may extend these benefits or offer other benefits in the future. You will lose your current benefits and your right to any future benefits if you refinance your federal student loans with a private student loan. If you have a federal student loan, but do not know if you qualify for these benefits, you can check with your loan servicer to see what kind of loan you have. For more information, go to

IMPORTANT NOTE: This application is for a Connecticut Higher Education Supplemental Loan Authority Refinance Loan.

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